Does Health Insurance Cover Rehab?

Addiction Treatment And Health Insurance

Not every drug addiction is the same. For that reason there are also many types of addiction treatment programs. People who are living with a dependence on drugs and medications have distinctive treatment options available to them. We are here to educate people about drug addiction treatment in an effort to help addicts find the right treatment program to help them kick the habit.

Many people who do not get treatment for their addiction say it because they do not have health insurance to cover the cost. In reality, the cost of addiction is much much higher. Drug addiction will not only take all the users money, but often their life. Getting treatment should be a priority at all costs.

There are two major types of drug addiction treatment:

  • Inpatient Inpatient treatment is ideal for anyone who needs to remove themselves from their family or social environment in order to be successful in recovery. This type of treatment isolates the patient for a period of time from their normal association so that the body can return to normal without outside triggers and influence. In this case the addicted person lives at the treat ment facility.
  • Outpatient Outpatient treatment can also be very effective while not having as large of an impact on the addicts life. In this case the patient can live at home. This allows them to keep their job. Outpatient treatment may be less effective though if the user is heavily and physically dependent on the substance.

Other Types Of Addiction Treatment

In addition to those two types, there are several other types of drug and alcohol treatment.

Some of them are as follows:

  • Women Only Drug Rehabilitation – These facilities cater only to female patients. This creates a better environment for recovery if the woman was in an abusive relationship or just feels more comfortable in an all woman environment.
  • Teens Only Drug Rehabilitation – If adolescence are addicted to drugs, they may have a better chance of recovery when in a program serving only other teens. Teens will be more comfortable and be able to relate more to their peers.
  • Dual Diagnosis Drug Rehabilitation – People who are suffering from mental illness and drug addiction are known as dual diagnosis patients. They are considered to be high risk individuals. These addicts need special care from specialists trained to handle this type of scenario.

Drug Treatment Basics

Drug addiction is a very difficult but treatable disease. The drug user should try multiple treatments because there is no single treatment for everyone. The treatment should be specific to the addiction problems that the user has.

Drug treatment needs to be easily accessible without barriers due to the fact that many addicts are already apprehensive about seeking treatment. It’s also important that NO drugs are used during treatment.

Rehabilitation can provide an addict a safe environment where they can physically and mentally stabilize themselves without the use of drugs and alcohol.

Private Insurance

Private insurance is much more expensive than public insurance. There are a number of private healthcare options available to people that cover rehab. The major benefit of private insurance is that the insured person has more control over their care. Private health insurance plans are paid for exclusively by the individual.

Public Insurance

Public insurance is available through the insurance exchange. Fewer facilities are accessible through this type of insurance. However, public health care is more affordable and more common. There is even a chance that the drug addicts insurance may be completely subsidized through government programs so there is no cost at all to the patient.

When drug rehabilitation options are not available through an insurance plan there are some nonprofit organizations which can provide these services.

Regardless of your situation, if you or a loved one are addicted to drugs or alcohol, it is likely that there are options which can either partially or completely cover the cost of treatment.

How Much Does Addiction Treatment Cost

Price Variables Of Attending Rehab

Drug addiction is a debilitating and persistent disease. Drug abuse can increase fanatical thinking and inhibit normal functioning of the brain. It can also deteriorate the drug users personality and alter their personal morals and values which may cause the drug abuser to do things they normally wouldn’t.

Despite the fact that these substances can cause serious harm, drug addicts continue to use until they are so hopelessly addicted that they can’t quit without outside intervention. Drug addiction learn to lie to themselves and embrace their condition, justifying and supporting their decision to use.

The Cost Of Treatment

Drug addictions vary from person to person and drug to drug. Every addict’s experience is different and so not every treatment option will be equally effective for an individual. The price will of course vary as well depending on the services and amenities being provided to the patient. Some rehab clinics are lavish, almost like staying at a resort, while others may feel more like a hospital. It’s important to consider budget before making a final treatment decision.

Economic Concerns About Rehab Costs

Some addicts justify their inaction regarding treatment of their disease by citing the perceived high cost of rehab treatment. They will say it’s simply too expensive and thus continue to use. They are not wrong that treatment is potentially very expensive. However, continuing to use will often cost an addict their life savings, relationships, and even their life.

Rehab treatment is the best option for recovery. And there are numerous ways to mitigate the high costs through insurance, payment plans, and state run facilities. Price should not be a factor when making the difficult decision to enroll or not enroll in rehab.

Rehabilitaion In North America

The United States has seen a significant increase in the cost of rehab over the years. While years ago most rehab clinics offered very standard facilities, time has seen an increase in more lavish establishments. This has resulted in an increase in the average costs.  One of the most famous addiction treatment provided is US is Hazelden. Promises Treatment Centers is a popular facility in the US among celebrities. There is also Meadows Clinic located in Arizona.

Categories Of Addiction Treatment

There are various types of addiction treatment and their costs vary from one to another. The kinds of treatment include Detox, which needs extra care for monitoring which can increase costs. Two other categories of rehab are inpatient and outpatient treatment. Inpatient is a type of treatment in which the patient lives at the treatment center for a period of days or weeks while outpatient treatment allows the patient to live at home during treatment. One or the other may be a better option depending on the individuals unique situation.

Some other items that can influence costs are:

  • Medications needed
  • Frequency and length of treatment
  • Type of addiction